Of compulsory insurance conducted by the owner of the vehicle pursuant to the provisions of the law a key role in maintaining the interest of the injured and the insured and is seen as a necessity and as a factor of stability important in society and one of the methods of protection for the citizen and his interests, especially when it comes to personal injury caused by the accident, both led to the death of the injured or inflict harmed by a permanent or temporary and in different circumstances the consequent loss of material in addition to the moral harm. From this vision of universal laws were passed compulsory insurance of vehicles in most countries of the world to ensure the compensation of damage in different situations and most of the laws considered driving the vehicle on the road to the president or a sub without an insurance policy covering civil liability towards tomorrow's against the law to lead to the death impoundment of the vehicle and booking the driver in certain situations and the few countries that do not require its citizens under the provisions of the law of compulsory insurance on cars, in particular, may cause physical injuries to another party. At the international level, the incidents of vehicles covered by the three legal approaches are:
* Directed to take the principle of liability based on the error. * Directed the adoption of the liability is based on the error where the vehicle is seen as a source of gravity alone will suffice to look at their relationship to the incident.
* Draws between two approaches mentioned above and takes the principle of liability without fault, where the liability resulting from car accidents similar to the responsibility for work-related injuries, as are compensation in work-related injuries without regard to the element of fault (either error or work the employer).
It is worth mentioning that the approach which takes the responsibility that is not based on an error that has to:
1 - increase the number of persons entitled to compensation
2 - speed of the determination of claims
3 - the low number of cases in the courts while Some States which adopt the orientation mixed mainly reflects the mixing or integration between the two systems so I decided to protect key of a specific amount (one million dollars in the United States, for example) based on the approach based on liability without fault and kept on liability based on error.
Download
